Money Blocks Holding You Back? Here’s How to Clear Them and Call in Wealth
Are Money Blocks Holding You Hostage?
You budget. You hustle. You pray. You manifest. And yet... your bank account still doesn’t reflect the wealth you desire. Sound familiar?
Here’s the truth: it might not be your strategy that’s off. It might be your subconscious money blocks.
As a money mindset coach for women, I work with smart, ambitious women every day who should be thriving financially. They have the degrees, the work ethic, the big goals. But something invisible keeps them stuck at the same income plateau, afraid to invest, or overwhelmed by guilt every time they spend money on themselves.
That "something" is often a money block—a deep-seated belief or emotional pattern that keeps you from fully receiving or keeping money. And the good news? Once you identify and clear these blocks, you can open the floodgates to the wealth you’ve been waiting for.
Let’s explore what money blocks are, how they show up, and how to clear them so you can finally call in the abundance that’s meant for you.
What Are Money Blocks?
Money blocks are limiting beliefs, fears, and subconscious programming that distort your relationship with money. These aren’t just surface-level thoughts; they often stem from childhood, generational trauma, or societal conditioning.
They might sound like:
"I’m not good with money."
"If I make too much, people will judge me."
"Wanting more money is greedy."
"Money always disappears as soon as I get it."
"I have to work hard to deserve money."
The sneaky thing about money blocks is that they feel true, but they’re actually just stories you’ve internalized. And because your subconscious is wired to protect you, it will sabotage any financial success that contradicts those stories.
Common Signs You Have Money Blocks
You might have money blocks if you:
Feel guilty spending money on yourself.
Over-give or undercharge in your business.
Struggle to raise your prices or ask for a raise.
Feel unworthy of wealth or success.
Avoid looking at your bank account or financial statements.
Believe you have to choose between being spiritual or wealthy.
Experience feast-or-famine cycles.
If any of this sounds familiar, you’re not alone. These are some of the most common patterns I see with my clients—many of whom are incredibly successful on the outside but secretly feel like they’re sabotaging their own abundance.
Where Do Money Blocks Come From?
Money blocks often come from:
Childhood conditioning: If your parents fought about money, lived paycheck to paycheck, or believed money was "the root of all evil," you likely absorbed those beliefs.
Cultural or religious programming: You may have grown up with messages like "rich people are selfish" or "the meek shall inherit the earth."
Trauma or shame: Past experiences—like bankruptcy, job loss, or being judged for having or not having money—can shape your beliefs.
Societal narratives: Especially as women, we’re often taught to be humble, not ask for too much, or put others’ needs before our own.
Understanding the origin of your money blocks is the first step to dismantling them.
The High Cost of Blocked Abundance
When you’re operating with unexamined money blocks, you may unconsciously:
Cap your income because you don’t feel safe earning more
Avoid financial opportunities out of fear of failure or judgment
Stay in unhealthy relationships or jobs due to financial dependence
Repel money energetically through worry, shame, or scarcity thinking
I've personally done each and every one of these. Blocked abundance doesn’t just affect your bank account. It impacts your energy, relationships, health, and sense of worth. Money is just one area where blocks show up—but clearing them can create a ripple effect of empowerment in every area of your life.
How a Money Mindset Coach for Women Helps You Break Free
This is where my work as a money mindset coach comes in.
Together, we:
Identify the subconscious beliefs holding you back
Rewire your mindset through proven tools like EFT tapping, affirmations, journaling, and subconscious reprogramming
Heal your relationship with money so you can feel safe, worthy, and aligned with receiving more
Create new habits and behaviors that reflect your abundant identity
My clients often say this work is more transformational than they ever imagined. It’s not just about money. It’s about who you become when you’re no longer ruled by fear, shame, or guilt around finances.
5 Steps to Start Clearing Your Money Blocks Today
Awareness Start noticing your money thoughts. What do you say to yourself when you pay a bill or think about your income? Awareness is the first key to transformation.
Identify the Origin Ask yourself: Where did I learn this belief? Is it mine, or did I inherit it from someone else? This helps you detach from old stories that aren’t aligned with your truth.
Challenge the Belief Ask: Is this belief absolutely true? What might be a more empowering belief to adopt?
Rewire Your Mindset
EFT tapping
Daily affirmations (ex: "I am safe to receive money with ease")
Journaling
Visualization of your abundant future
Take Empowered Action Do something that reflects your new belief. Raise your prices. Check your bank account with gratitude. Say no to something that drains you. Each action reinforces the shift.
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Are You Ready to Clear the Blocks Between You and Abundance?
You don’t have to keep repeating the same financial patterns. You don’t have to keep hitting an income ceiling. You don’t have to feel afraid, ashamed, guilty or stuck.
Your next level of abundance is waiting—and it starts with healing what’s hidden.
If you’re ready to do the deeper work, I’d love to support you.
Book your free 15-minute Money Mindset Consultation and let’s explore how to clear your money blocks and align you with the wealth you deserve.
About Melissa Melissa Kieffer, aka "Melissa Money," is a money mindset coach for women, financial consultant, and abundance mentor based in Texas. Through her coaching programs, workshops, and online content, she helps women heal their relationship with money, create passive income, and build generational wealth with confidence and clarity.
Follow Melissa on LinkedIn, Instagram or Facebook @melissaekieffer or visit moneymindsetwithmelissa.com to learn more.