How Much Does a Money Coach Cost?

Written By Melissa Kieffer

If you’ve ever wondered whether hiring a money coach fits into your budget, you’re not alone. The truth is, the cost of a money coach varies depending on the type of support, length of commitment, and level of expertise you’re looking for. While some coaches offer one-time sessions for under $100, others provide premium programs that can cost thousands. The real question isn’t just how much does it cost. It’s what is the value of the transformation you’ll receive?

Key Takeaway: A money coach is an investment, not an expense. The cost depends on the type of support you choose, but the potential return in clarity, confidence, and financial growth often far outweighs the price tag.

What Factors Influence the Cost of a Money Coach?

Several factors determine how much you’ll pay for money coaching:

  • Experience & Training: Coaches with years of experience or specialized training may charge higher rates. My training comes from the Co-Active Training Institute (CTI), known for its holistic and client-centered approach to coaching. I intentionally chose not to pursue a single certification so I could stay flexible and blend money mindset work, financial strategy, and spiritual alignment in a way that truly serves each client.

  • Program Structure: A single session is usually less expensive than ongoing 12-week programs or year-long coaching.

  • Individual vs. Group Coaching: One-on-one coaching is typically more costly than group sessions because of the personalized attention.

  • Support Level: Programs that include tools, workbooks, email support, or Voxer access tend to come with higher pricing.

Average Price Ranges for Money Coaching

Here’s what you might expect to see:

  • Single Sessions: $97–$300 per hour

  • Short-Term Programs (4–8 weeks): $500–$1,500

  • Signature Programs (12 weeks or more): $2,000–$5,000+

  • High-Touch or VIP Coaching: $15,000–$50,000+ annually

Not every money coaching option comes with a high ticket price. I’ve created several ways to access this work at different levels. Inside my free Money Mindset with Melissa Skool Community, you’ll find ongoing free workshops and 30-day challenges designed to shift your money story and build aligned financial habits.

If you’d like to deepen your experience, you can upgrade to:

  • VIP Challenge Access ($97/month): Includes weekly group coaching, one Voxer day each month, and a Success Kit filled with additional prompts to maximize your results during each 30-day challenge.

  • My Date with Money Weekly Co-Working ($57/month): A supportive Zoom environment where we ground, set intentions, learn a mini-lesson, and take aligned action with money. Whether it’s checking your accounts, planning your budget, paying bills, or making calls to prospective clients, you’ll finally stop avoiding money and start moving it forward.

Why a Money Coach Is Worth the Investment

Hiring a money coach isn’t about the price. It’s about the payoff. Clients often experience:

  • Relief from financial stress and guilt

  • Confidence in setting and raising prices in business

  • Increased income from aligned financial decisions and actions

  • Clear strategies for saving, investing, and planning

  • Alignment between money and life goals

  • More peace in relationships impacted by money differences

The mindset work you do and the actions you take during coaching can create shifts that last a lifetime, leading to long-term growth and transformation in your income. The return on investment often comes in the form of smarter financial choices, higher earnings, and reduced costly mistakes.

How to Choose the Right Money Coach for You

When considering cost, also consider fit:

  • Does the coach’s philosophy align with your values?

  • Do they offer both mindset and practical tools?

  • Can you see yourself growing and transforming under their guidance?

  • Do they provide flexible options to meet you where you are financially?

The right coach won’t just help you manage your money. They’ll help you rewrite your relationship with it.

If you’re ready to transform your relationship with money, start by joining the free Money Mindset with Melissa Skool Community. You’ll get access to free workshops and 30-day challenges that help you uncover money blocks and create momentum.

When you’re ready to take it further, you can upgrade your journey with:

✨ VIP Challenge Access ($97/month) for group coaching, Voxer support, and your Success Kit
✨ My Date with Money Weekly Co-Working ($57/month) for guided accountability and action-taking alongside other women

👉 Join the free Skool community here and step into a supportive space where money finally feels approachable, intentional, and aligned.

FAQs

What is the difference between a money coach and a financial advisor?

A money coach focuses on your relationship with money, habits, and mindset, while a financial advisor usually provides investment management or retirement planning.

How long should I work with a money coach?

It depends on your goals. Many people start with a short program or audit, while others commit to 3–12 months for long-term transformation.

Can a money coach help me if I’m in debt?

Yes. A money coach helps you create a plan to pay off debt while shifting your mindset so you don’t repeat the same financial patterns.

Melissa Kieffer
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